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How to Pay OpenRouter With USDT From Bybit on Polygon

Shawn Muggle

Your USDT is on Bybit and you want OpenRouter credits. OpenRouter's crypto checkout expects a connected web3 wallet, and a Bybit account is custodial, so there is nothing to connect. Installing a wallet, swapping and bridging just to top up an API account is more work than the payment deserves.

ROZO Checkout accepts USDT on Polygon, so if Bybit offers Polygon for your USDT withdrawal, a plain Bybit withdrawal can do the job. Paste your OpenRouter payment link, pick USDT on Polygon, and ROZO shows a one-time deposit address with the exact amount. Withdraw from Bybit on Polygon to that address, and when the transfer confirms, ROZO pays the OpenRouter invoice.

Steps to pay OpenRouter with crypto: copy your OpenRouter payment link, paste it into ROZO Checkout, pick a chain, and pay.
Every method starts the same way: paste your OpenRouter payment link or payment ID into ROZO Checkout.

Before you start: check Polygon on Bybit

Bybit asks you to select a chain type for every withdrawal and shows the withdrawal fee for each chain, and its Deposit/Withdrawal Status page shows whether each chain is currently running. Chain lists differ by region and account and change over time, so open Bybit's withdrawal screen for USDT and check that Polygon is offered before you create a payment.

If Polygon is not offered, or shows as suspended, use another chain from the last section of this guide instead of waiting on it.

Step by step: Bybit on Polygon to OpenRouter credits

  1. In OpenRouter, open Settings then Credits, turn on the crypto option, enter the amount and click Purchase. Copy the payment link it generates.
  2. Open checkout.rozo.ai, paste the link, and pick USDT on Polygon. ROZO shows a one-time deposit address and the exact amount to send.
  3. In Bybit, start an on-chain withdrawal of USDT. Bybit asks you to add the withdrawal address; paste the ROZO deposit address.
  4. Select Polygon as the chain type. It must match the network you picked at ROZO. Bybit shows the withdrawal fee for that chain before you confirm.
  5. Enter the amount so that what arrives equals the amount ROZO shows, then confirm. Once the transfer confirms on chain, ROZO settles the OpenRouter link, usually in about 30 to 90 seconds.

Three mistakes that cost money

Chain mismatch: if ROZO expects USDT on Polygon and Bybit sends it on another chain, the payment cannot match. The address format looks the same on several networks, so check the chain type, not just the address.

Short amount: the amount that arrives must equal the amount ROZO asked for. The withdrawal fee is separate from that amount, so check what the recipient will receive before you confirm.

Sending late: a one-time deposit address belongs to one quote and expires with it. If Bybit holds the withdrawal for extra checks and the ROZO window is about to run out, get a fresh quote instead of sending late. Never reuse a deposit address from an earlier attempt.

Other networks and what it costs

If Polygon is not available to you, ROZO also accepts USDT on Solana, BNB Chain and Ethereum; use whichever of those Bybit offers you, keeping in mind that Ethereum network fees are usually higher. ROZO does not accept Tron, so do not use a TRC20 withdrawal for this payment.

Three fees, each shown before you pay:

OpenRouter's crypto checkout has a $10 minimum. If you only want $5 of credits, OpenRouter's Stripe form has a Crypto method that accepts $5, and ROZO can pay that crypto.stripe.com link too.

ROZO is independent and is not affiliated with OpenRouter, Coinbase or Bybit. There is no ROZO account, no card and no KYC form on our side. Whatever checks Bybit applies to withdrawals still apply.

Frequently asked questions

Does ROZO accept USDT on Polygon?
Yes. ROZO accepts USDT and USDC on Polygon. Check that Bybit offers Polygon for your USDT withdrawal before you create the payment.
What if Bybit does not show Polygon for USDT?
Pick another chain Bybit offers that ROZO accepts: Solana, BNB Chain, or Ethereum. Choose the same network at ROZO before you withdraw.
Do I need a web3 wallet or POL for gas?
No. The deposit address is a normal address and a Bybit withdrawal is a normal send; Bybit charges the withdrawal fee. Bybit may ask you to add or verify the address first.
What if the amount that arrives is slightly short?
An underpaid transfer cannot settle the invoice automatically. Cover Bybit's withdrawal fee on top of the quoted amount so the amount received matches exactly.

Pay OpenRouter with the crypto you already hold

Paste your OpenRouter payment link, pick your chain, and confirm in your wallet.

Open ROZO Checkout

Pay OpenRouter with the crypto you already hold

Open ROZO Checkout